Birth lottery
Two starts, same Saturday clock. The lottery decides your first home, your cash, and whether a loan follows you.
LAPO baby
Public guides describe a ₦60,000 microfinance loan and a ₦12,000 repayment on its own cycle, stacked on rent. This sim posts that ₦12,000 with Saturday rent. UNILAG hall is the exception: no loan, no rent, a Monday stipend.
Nepo baby
Public guides describe a furnished Lekki flat, a car, and ₦500,000, with Daddy covering the first rent. This sim matches that opener, then charges Lekki rent from the next Saturday.
Neither start skips needs or shifts. Money only buys time back from hunger, fun, and the fare.